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Houston Down Payment Assistance

A Smarter Way to Own a Home

At Forge Home Consulting, we believe financial obstacles shouldn’t keep you from owning a home. Our goal is to guide buyers through Houston down payment assistance programs, making the path to homeownership easier and more attainable. These programs help remove financial barriers, giving you the opportunity to build long-term stability and wealth.

At Forge Home Consulting, we believe homeownership should be within reach for everyone, regardless of financial barriers. That’s why we provide expert guidance and innovative solutions, helping buyers leverage down payment assistance programs to secure their dream homes. 


The Benefits of Down Payment Assistance

Down Payment Assistance (DPA) programs provide crucial financial aid to homebuyers, helping cover upfront expenses such as down payments and closing costs. By reducing or even eliminating these initial costs, DPA programs allow buyers to preserve their savings, build equity faster, and secure a stronger financial future. Whether you're purchasing your first home or upgrading to a new one, these programs can make homeownership more affordable and within reach.

The Benefits of Down Payment Assistance

Down Payment Assistance (DPA) programs provide crucial financial aid to homebuyers, helping cover upfront expenses such as down payments and closing costs. By reducing or even eliminating these initial costs, DPA programs allow buyers to preserve their savings, build equity faster, and secure a stronger financial future. Whether you're purchasing your first home or upgrading to a new one, these programs can make homeownership more affordable and within reach.

Houston Down Payment
Assistance Programs

TDHCA Programs

TDHCA (Texas Department of Housing and Community Affairs) provides financial assistance through grants, affordable mortgage loans, and down payment support, making homeownership more accessible.

My First Texas Home

My First Texas Home

This program supports veterans and first-time homebuyers by offering 0% interest loans and up to 5% assistance to cover down payments and closing costs.

My Choice Texas Home

My Choice Texas Home

Open to all qualifying homebuyers, this program provides a 30-year fixed-rate mortgage along with up to 5% assistance for down payments and closing costs.

Texas State Affordable Housing Corporation

TSAHC Programs

TSAHC (Texas State Affordable Housing Corporation)  offers fixed-rate mortgage loans, tax credits, and down payment assistance to support low- and moderate-income families in achieving homeownership.

Home Sweet Texas

Home Sweet Texas
Home Loan Program

A 30-year fixed-rate mortgage that includes up to 5% in assistance for down payments and closing costs, designed to help buyers in Houston and surrounding areas.

SETH (Southeast Texas
Housing) Programs

SETH provides homebuyer education and financial assistance to make homeownership more affordable.

5 Star Texas Advantage Program

5 Star Texas
Advantage Program

A grant-based program that offers down payment and closing cost assistance with no repayment required, available to buyers who meet income and property eligibility criteria.

Chenoa Fund™

Chenoa Fund™

A national down payment assistance program offering flexible financing options to help homebuyers secure affordable housing.for low- to moderate-income borrowers, helping more people afford a home with reduced upfront costs.

Achieve Financial Freedom with
Houston Down Payment Assistance Programs

At Forge Home Consulting, we assist you throughout the entire process, from eligibility assessment to closing, ensuring you fully benefit from available opportunities and make a wise investment. With our expertise in Houston down payment assistance programs, we offer the support needed to help you achieve financial independence through homeownership. Reach out to us today to find the best program for you!

At Forge Home Consulting, we assist you throughout the entire process, from eligibility assessment to closing, ensuring you fully benefit from available opportunities and make a wise investment. With our expertise in Houston down payment assistance programs, we offer the support needed to help you achieve financial independence through homeownership. Reach out to us today to find the best program for you!

Where We Help You Find Home

Forge Home Consulting proudly serves communities across Texas and beyond, helping aspiring homeowners turn dreams into reality with tailored guidance and Zero Down solutions.

  • Atascocita
  • Clear Lake
  • Cypress
  • Friendswood
  • Humble
  • Kingwood
  • La Porte
  • League City
  • Missouri City
  • Montgomery
  • New Caney
  • Pasadena
  • Pearland
  • Richmond
  • Spring
  • Stafford
  • Sugar Land
  • Tomball
  • Atascocita
  • Clear Lake
  • Cypress
  • Friendswood
  • Humble
  • Kingwood
  • La Porte
  • League City
  • Missouri City
  • Montgomery
  • New Caney
  • Pasadena
  • Pearland
  • Richmond
  • Spring
  • Stafford
  • Sugar Land
  • Tomball

The Forge Commitment

At Forge Home Consulting, we empower aspiring homeowners with consultation and education, and do it with integrity, honesty, and honor.
Our mission is to help you forge financial freedom through homeownership.